1 lb. ground beef
1 egg
1/2 cup milk
1/2 cup ketchup
1 tsp. seasoned salt or to taste
black pepper to taste
1/2 cup diced onion
1/2 cup diced red and/or green bell pepper
1/2 cup oats, crushed crackers or 3 slices of torn bread

Mix well in large bowl. Pat into loaf shape in a foil lined baking pan. Bake at 375* for about 40 minutes or until done, then spread ketchup or tomato sauce over the top and increase heat to 425*. Bake for an additional 10 minutes. I sometimes put bacon slices on top before cooking and serve ketchup on the side.